Open APIs shaping payments landscape and creating a massive connected API economy. An Application Programming Interface plays significant role in transforming interactions between systems across organization.
Payments system transformation can enhance bank and customer relationships, as well as create new revenue streams.
Cash Management and Payments systems in Emerging Markets : Opportunities and Challenges
Never before have banks been subject to such high levels of scrutiny from their customers.
We have moved out of an era where one company competes against the other within an industry. This era is about competing ecosystems.
How digital technologies, social media and the explosion of data are redefining customer engagement models.
Increasing competition among banks in emerging markets requires local banks to launch products that conform to international practices, while simultaneously satisfying the demands of the emerging market customers.
With banking products becoming increasingly commoditized, Analytics can help banks differentiate themselves and gain a competitive edge.
Smart phones are redefining the contours of mobile banking, making transactions faster and more secure
The demand for cards management and transaction processing (CMTP) technologies and capabilities continues to grow. What options do I have? How should I approach the challenge? Who can I turn to for help?
Banking channels are at an inflection point as digital touch points are becoming a top priority for banks in their channel strategy.
Banks have evolved from a brick and mortar based distribution system to multi-channel set-up.
There is no dearth of material to tell us what is blockchain, how it is going to transform our lives in the years to come, where it could be applied, etc. and the list is endless.
The 4 Rs to building a sophisticated and nuanced model for serving the broader wealth spectrum
While chatbots, undoubtedly, have some way to go before we see mass adoption, there is no doubt that they will gather pace.
As we near the end of 2016, Banks continue to form Blockchain consortium groups to develop platforms and test this technology, the most prominent being R3CEV, Hyperledger Project and the like.
Plethora of regulations were imposed on US and global banking system in 2010, post financial crises primarily with a desire to promote market discipline and protect consumer interests.
In my previous blog, I wrote about the ongoing debate on Dodd-Frank Act and much debated changes or amendments to its rules. In this piece, I have picked up a few important changes which are expected to be actively debated for early implementation.
Companies like Airbnb, Amazon, Alibaba, Uber etc. have caused major industry disruptions and have radically transformed customer experiences and interactions. They have set the stage for an inspired lot to fuel competition, drive up efficiencies across different industries and deliver higher value to customers.
The way to go for biometrics in banking. From single Authentication to Multi-channel options of verifying one’s identity.
This report highlights the power of collaboration between key partners and financial institutions as they meet the challenges of today’s capital markets. It looks at specific action items that came out of the Innovation Day and the tools and solutions that Wipro offers for meeting the needs of the bank’s testing team.
Business networks, such as supply chain, trade finance, lending networks, or others, always involve some form of payment or verification in each digital interaction.
The case for cloud-based domain-driven microservices in the banking industry
The financial services industry, perched on a vantage point, is poised to take a hegemony in creating a new identity ecosystem.
Traydstream is delighted to announce a global partnership with Wipro Limited
Delivering a remarkable user experience for lenders and consumers
Organizations are under pressure to improve their financial crime compliance, while at the same time trying to reduce operational costs and improve customer experience.
Commercial banking, which has generally lagged in adopting newer technology, is now laser-focused on innovating customer experience. Many consider it a competitive differentiator.
Around the world, major industries are experiencing a phase of constructive disruptions.
There is little doubt that 2020 will go down as a landmark year in history & economics book as the COVID-19 crisis continues to significantly disrupt (and reset) economies and communities.
Mr. Mrutyunjay Mahapatra, DMD & CIO , State Bank of India, shares how Wipro is the perfect strategic partner in their Digital transformational journey and endorses the Agility with which Wipro approaches the solution.
Wipro helped build an intuitive channel to market affinity credit cards for one of the leading credit card providers.
Wipro’s NetOxygen solution helps a leading real estate mortgage lender respond quickly to market demands.
Wipro enabled higher efficiency in retail banking business for one of the largest South African banks.
With global economic recovery underway, the credit services business is witnessing rapid growth.
Bank leverages best in class Identity and Access Management (IDAM) solution to support a 4.5Mn customer base
Wipro helped the company exit operations in Argentina and shift 25 resources to Mexico without disrupting daily operations and workflows.
The bank accelerated data quality assessment and data migration using Wipro’s integrated data quality management solution IQNxt, leading to 60% increase in compliance