Smart Home Insurance

Digitizing home insurance

Reduce indemnity claims and damages to home environment

Insurance companies have no visibility and control on individual homes resulting in fluctuating indemnity losses in the home insurance product line. The Wipro Smart i-Connect™ enterprise-grade application platform offers an all-in-one solution for centralized monitoring of the causals for damages to the home environment. Wipro’s Smart Home Insurance aims to reduce risk associated with the home insurance products.

Wipro’s Smart Home Insurance monitors various risk parameters at a home environment in real-time. It can notify and take actions in case of any alarms or issues found in the ecosystem. It not only reduces impact of risk but also improves serviceability for home owners with notifications in case of emergencies. Centralized monitoring of indemnity loss causals enables the insurers to perform advanced analytics to derive numerous benefits. Insurers now have the visibility into localities and can profile high and low risk regions. Individual household behavior helps insurers introduce targeted and new insurance products to better serve their customers. Insurers are now flexible in premium pricing, dependent on the demographics of their customers.

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