Author's Posts

How Banks are using emerging technologies to modernize Data Infrastructure

Posted by: Mohan Bhatia | December 23, 2019

To cope with the disruption in their business models, banks need to manage high data volumes, including managing unstructured data, in real time.

Banks are embedding intelligence into data infrastructure

Posted by: Mohan Bhatia | December 21, 2019

Banking technologies are undergoing a major shift as banking companies face the challenge of servicing digital native customers with real-time service requirements supporting voice and text conversations and with low data latency to support marketplace and regulatory requirements.

Banks need to modernize their data infrastructure

Posted by: Mohan Bhatia | November 25, 2019

With the advent of digital native customers, banks are facing a paradigm shift in their customer behavior.

The Role of Chief Risk Officers (CRO)

Posted by: Mohan Bhatia | October 20, 2015

A couple of weeks ago, I had an opportunity to speak at a round table with the Chief Risk Officers (CROs) of 25 leading Indian banks. We debated on the role of the CRO and the importance of this function

Drivers of change in Risk, Finance and Compliance (RFC) Technology

Posted by: Mohan Bhatia | July 14, 2014

Over the last six years or so banking, financial services, and insurance (BFSI) firms have redoubled focus on RFC technology, data management, flexible IT architecture and accuracy of reports

Counterparty Risk Management

Posted by: Mohan Bhatia | December 09, 2013

The world became much more uncertain as a result of the Global Financial Crisis (GFC). Decades old beliefs have to be re-thought as bank and sovereign failures probabilities rose. The immediate threat of global recession proved very resistant to central bank actions (with threats of unprecedented double and triple dip recessions). Regulators and Supervisors have sought to learn as much as possible from the GFC in order to identify criteria that could help avoid a future GFC. This has positioned future regulatory priorities around prevention, not cure.

Counterparty Risk Management

Posted by: Mohan Bhatia | December 09, 2013

The world became much more uncertain as a result of the Global Financial Crisis (GFC). Decades old beliefs have to be re-thought as bank and sovereign failures probabilities rose. The immediate threat of global recession proved very resistant to central bank actions (with threats of unprecedented double and triple dip recessions). Regulators and Supervisors have sought to learn as much as possible from the GFC in order to identify criteria that could help avoid a future GFC. This has positioned future regulatory priorities around prevention, not cure.

The US banking industry - Dealing with increasing regulation

Posted by: Mohan Bhatia | March 14, 2012

A financial crisis brings in its wake more regulation and oversight when the dust settles. However, the recent recession that began in 2008 has unleashed more than its fair share of regulations, promulgated under the direction of the U.S. Dodd-Frank law, the European Markets in Financial Instruments Directive II (MiFID II), and the Bank of International Settlements’ Basel III requirements, among others.