For health plans operating in the ACA, Medicaid, and Medicare markets, member expectations have never been higher and especially during peak enrollment cycles, when call volumes surge and service levels are under pressure. Traditional call center models, built on linear hiring and training cycles, simply cannot scale at the pace required. Health plans need a new operating model, one that improves experience while also containing the rising cost of service.

Wipro’s AI Agent assisted solution, powered by Wipro’s WEGA platform (a pillar of Wipro Intelligence™) and NVIDIA AI Enterprise software, offers a blueprint for the future. Recently deployed at scale for a major U.S. healthcare payer, this next‑generation ecosystem is reshaping how members engage with their plan improving speed, accuracy, continuity, and the overall experience.

Why AI Agents Are the Next Frontier for Member Experience

Across government-sponsored healthcare programs, members expect:

  • Immediate access to accurate information
  • Simple, conversational and intuitive self‑service
  • Frictionless enrollment and renewals
  • Consistent guidance across all channels

Yet health plans face a different reality: growing call volumes, seasonal staffing surges, fragmented systems, and intensive manual processes. Members often endure long wait times or must repeat their story across multiple handoffs, resulting in frustration and reduced trust.

AI Agent assisted models help close this gap. Using WEGA and NVIDIA AI, large language models are fine‑tuned for healthcare context, compliance, and empathetic, human‑centered communication. These agents scale instantly, operate continuously, and deliver consistent, governed, and emotionally attuned interactions while empowering human agents with real‑time intelligence.

Reimagining the Contact Center with AI Agents

In July 2025, Wipro and NVIDIA launched a comprehensive AI‑powered voice and agent assist ecosystem for a major U.S. payer supporting the ACA, Medicaid, and Medicare populations. The results are already reshaping the service model.

42% of all inbound calls now handled by AI Agents

Members receive real‑time answers to common questions about eligibility, enrollment, required documentation, and benefits without waiting for a live representative.

At least 50% reduction in operational hiring for peak cycles

AI‑driven containment significantly reduces the staffing burden during Open Enrollment and other peak cycles.

Near‑instant responsiveness at enterprise scale

The deployed system delivers:

  • 200 concurrent users
  • 1200 concurrent calls
  • 164 requests per second
  • 150ms response latency
  • 42% containment rate

These performance metrics ensure the platform’s resilience and speed even during the most demanding enrollment windows.

What Makes This Approach Different?

This is not a simple bot, IVR upgrade, or standalone point solution. It is a fully orchestrated ecosystem of intelligent digital capabilities that elevates both member and human‑agent experiences.

1. AI‑Powered Member Self‑Service

Natural, conversational AI helps members resolve inquiries such as eligibility checks, document requirements, plan information, and enrollment guidance.

2. Agent Assist Intelligence

Human representatives receive real‑time prompts, knowledge retrieval, and contextual guidance reducing handling time and improving accuracy.

3. Centralized Member Data Hub

The system consolidates and unifies previously siloed data, enabling personalized insights at the moment of need.

4. Automated Digitization of Physical Records

AI‑driven data extraction removes manual downstream processing, accelerating case resolution and approvals.

Powered by NVIDIA: Enterprise‑Grade AI, Responsible by Design

To meet strict regulation, privacy, and performance requirements in healthcare, the solution uses NVIDIA AI Enterprise software, including:

  • NVIDIA NIM microservices, Llama3.370B Instruct for rapidly deploying the latest AI models high-quality voice and language understanding
  • NVIDIA NIM Helm Chart for horizontal scaling
  • NVIDIA Guardrails for compliance, topic control, and safe interaction boundaries

These capabilities ensure the platform is secure, governed, compliant, and ready for continuous innovation.

Beyond Healthcare: A Scalable Architecture for Regulated Industries

The success of this ACA-focused deployment has inspired expansion into other highly regulated industries. Wipro is now implementing a similar AI Agent solution for a leading financial services provider, where customer experience, compliance, and operational efficiency are equally critical.

The underlying architecture is industry‑agnostic: wherever governance, precision, and scale are essential, AI agents can unlock transformational value. With the global customer service market exceeding $400 billion annually, even moderate improvements in automation and containment can generate billions in in savings and efficiency gains.

The Road Ahead

With AI agents now capable of delivering enterprise-grade performance, healthcare payers have a once‑in‑a‑generation opportunity to reinvent member engagement.

As ACA, Medicaid, and Medicare programs evolve, member experience will become a defining competitive advantage. Leveraging AI agent–assisted service models provide:

  • Faster, more responsive service
  • Personalized guidance at every step
  • Higher accuracy and fewer handoffs
  • Reduced operational costs
  • Greater resilience during peak cycles

For payers looking to modernize their service model, this is not just a technological upgrade, it’s a fundamental reinvention shift in how they support and engage with their members.
 

Wipro and NVIDIA are setting a new standard for healthcare engagement at scale, bringing the future of member experience into today’s operations.

About the Author

Anindito De 

Anindito De is a seasoned technology leader with over 20 years of experience in driving innovation across AI, data, and digital transformation. As General Manager and Practice Head for AI Technology Services at Wipro, he spearheads strategic initiatives that blend advanced analytics, generative AI, and sovereign AI frameworks to deliver transformative outcomes for global clients. Anindito has played a pivotal role in conceptualizing and executing Wipro’s Sovereign AI strategy, co-branded with NVIDIA, enabling nations to build self-reliant AI infrastructure with enhanced data privacy and regulatory compliance.