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miliu: Open Banking Payments

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miliu transforms itself from a payment provider to a partner in a customer’s buying journey.

Open banking and PSD2 (Payment Service Directives) are driving innovation in banking and payment services by making it easier for customers, banks and other third-party service providers to securely share data with each other. PSD2 is customer-centric where all data exchange happens with explicit consent from the customers. It also presents an opportunity for banks to regain the ground lost to FinTech disruptions in payment services.

With miliu, customers can now pay for online shopping transactions directly from their checking accounts. Once the customer registers the merchant website as a Payment Information Service Provider, the merchant can invoke miliu APIs for initiating the payment on customer’s behalf. Now customers have the freedom to use a card or their checking account for making a payment.

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