Disruptions in the business landscape and the impact of technology are compelling banks to shift to innovative business models, while delivering superior experience with agility. Wipro has created robust capabilities through investments in emerging technology products and by leveraging crowdsourcing platforms such as TopCoder, service design innovation through Designit, partnerships with emerging fintech players, and innovation labs across the globe. Our team of consultants enable banks in shaping the future in payments, digital channels, credit services, digital core, and commercial and corporate banking. By leveraging HOLMES™, our AI platform, banks drive higher efficiency in functions such as application, and infrastructure management and testing. We have also created niche IP in areas such as mortgage loan origination, eKYC, data discovery and cyber security.