| Enterprise Banking |
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The three main objectives of banks are to increase revenue growth, improve customer service and cut costs. The key challenges faced are M&As, intense competition and strict regulatory norms, including Basel II, characterizing today's market conditions.
The Wipro Enterprise Banking Group focuses on providing services and solutions in various areas of retail and wholesale banking. This involves activities related to transactions, processes and analytics carried out by both front-office and back-office in a bank that can be broadly classified as,
Retail Banking
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Deposits |
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Branch banking |
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Self-Service channels |
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Customer Relationship Management |
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Small business banking |
Wholesale Banking
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Trade finance activities |
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Commercial lending: hire purchase and leasing |
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Reporting |
Risk and Compliance Management
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Credit risk |
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Operational risk |
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Market risk |
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Regionalized regulatory compliance |
In addition, we focus on IT globalization and transformation, back-office and IT offshoring. We have experience in several consulting, application development and management engagements in the areas of core banking integration and management, data warehousing (ETL & BI Reporting), portal and content management, customer relationship management, SOA based integration and channel integration.
This dedicated practice has provided thought leadership in technology and domain front including,
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Branch operations |
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Sales and Service function |
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Integrated channel management and single customer view |
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Differential pricing |
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Areas for improvement in core processes |
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