Enterprise Banking Three main objectives of banks include increasing revenue growth, improving customer service and cutting costs. M&As, intense competition and strict regulatory norms including Basel II characterize today's market conditions, posing steep challenges.
Wipro’s Enterprise Banking Group focuses on providing services and solutions in various areas of retail and wholesale banking. This involves activities related to transactions, processes and analytics carried out by both front-office and back-office in a bank that we can broadly classify as:
Retail Banking |
Wholesale Banking |
Risk and Compliance Management |
- Deposits
- Branch Banking
- Self-Service Channels
- Customer Relationship Management
- Small Business Banking
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- Trade Finance Activities
- Commercial Lending: hire purchase & leasing
- Reporting
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- Credit Risk
- Operational Risk
- Market Risk
- Regionalized Regulatory Compliance
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In addition, we focus on IT globalization and transformation, IT and back-office offshoring. We have successfully completed several consulting and application development and management engagements in the areas of core banking integration and management, data warehousing (ETL & BI Reporting), portal and content management, customer relationship management, SOA based integration and channel integration.
This dedicated practice has provided thought leadership in technology and domain front, some of the specific areas being:
- Branch operations
- Sales & Service function
- Integrated channel management and single customer view
- Differential pricing
- Areas for improvement in core processes
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Banking & Financial Services
